BiographiesGenealogy Information

BIOGRAPHY: Andrew Merriman Young, Sr. born July 25, 1858

This biography can also be found in Biographies of Notable and Not-so-Notable Alabama Pioneers Volume 3 – NOW IN EBOOK, PAPERBACK AND HARDBACK!




(1858 AL – 1935 OK)

Lauderdale County, Alabama and Oklahoma

Migrated to Oklahoma

“The financial history of Oklahoma would be incomplete without a sketch of the above subject, as he was identified in an active executive way with banking interests since 1892. Mr. Young became a prominent and influential figure in connection with financial operations in the Southwest. He had the distinction of serving as the first state bank commissioner of Oklahoma after the admission of this commonwealth to the Union,continued to wield large and distinctive influences in banking and other capitalistic circles.

He was a general convention man and special representative in the South and West for the Mechanics and Metals National Bank of New York City. When Oklahoma was admitted to statehood, in 1907, the Hon. Charles N. Haskill of Muskogee, was elected the first governor of the new and ambitious commonwealth; he realized that he had a difficult problem in selecting the right man for bank commissioner. After several months of deliberation and having before him some of the very best bankers of the state to select from, time proved that he manifested marked discrimination by appointing Mr. Young, who at that time was cashier of the Bank of Commerce of Muskogee, Oklahoma. His confidence was fully justified by the vigorous and sagacious administration given by Commissioner Young. In this connection, it may be well to note that Mr. Young always contended that it was the large number of undesirable banks and bankers who were permitted to come under the new guarantee law, which caused so much trouble and loss. Subsequent events proved he was correct.

First Bank of Oklahoma

It is not too much to say of him that his positive, aggressive and rapid manner in dispatching business was so noteworthy that he attracted the attention of representative financiers throughout other sections of the Union, which to a large extent accounts for his splendid New York connections. Concerning his work the following significant statements have been written; “Within his administration, the principal bank failure within his jurisdiction was that the Columbia Bank and Trust Company of Oklahoma City, an institution that had deposits of $2,900,000.

Under the provisions of the guaranty law Commissioner Young paid all depositors in full, and when the state examiner and inspector, Fred Parkinson, after a thorough and searching investigation of affairs of the institution, declared its every asset had been fully accounted for. The examiner’s report further showed that during Mr. Young’s entire term of office as bank commissioner a discrepancy of only $5 was found in his accounts. More than 100 state banks were correspondents of the Columbia Bank and Trust Company, but under the careful and far-sighted administration of Commissioner Young not one of them failed. A further mark of his efficiency and his mature judgment is shown in the fact that of the large number of banks that he approved charter for, there were only two that failed in the proper performance of their official duties. In handling the affairs of the Columbia Bank and Trust Company, it may not be out of place to say that Mr. Young was subjected to severe criticism, but looking at past history with an impartial eye, it must be, and is, admitted by the best financiers of the country that a man of less judgment, ability and aggressiveness was handling the critical situation would have wrecked the guarantee law of this state in its infancy.


Born in Lauderdale County, Alabama

Mr. Young was born in Lauderdale County, Alabama on the 25th of July, 1858, and is a son of William Birdsong Young (Apr 17, 1823 – Oct 22, 1898 Lauderdale County, Alabama) and Mary (Powers) Young, his father having been a thrifty, prosperous and progressive agriculturist and a citizen who always commanded unqualified popular confidence and respect. Andrew was the grandson of John Young (1789- 1841) and Elizabeth (Hand) Young (Sep 3, 1794 -1825 Lauderdale Co., AL) He was the great-grandson of James Young (b. 1734) and Mary (Kellough) Young (b. 1768 – 1843). Andrew was the great-great- grandson of John Young (b1734 Ireland) and Mary “Polly” (Cotter)Young (b1738)



William Birdsong Young was a native of North Carolina, was for a time a resident of Tennessee, but both he and his wife passed the closing period of their lives in Alabama. His known children were:

  1. Mrs. Martha “Mattie” Elizabeth Roach ( Feb. 24, 1846 AL – Jan 15, 1925 OK) was a resident of Purcell, Oklahoma
  2. John Henry Young ( March 22, 1848 – July 4, 1911 Lauderdale County, AL) buried in Florence Cemetery, Lauderdale County Alabama. – married Annie Ella (Holt) Young ( 1851- 1881)
  3. Dr. James Frank Young (Jan 6, 1851 – July 3, 1934) He married Lavinia A. Peeples (1859 -1942) He was engaged in the real-estate and farm-loan business at Ardmore, Oklahoma;
  4. Samuel Houston Young (Dec. 20, 1853 AL – May 12, 1917 AL) was a successful dealer in live stock at Florence, Alabama. He married Fannie J. House (1854 -1925)
  5. William P. Young (May 4, 1856 Lauderdale Co., AL- Jan 4, 1913)
  6. Fannie Diminas Young (Nob. 27, 1860- Mar 24, 1958) maintained her home at Florence, Alabama Married John B. Simpson (Mar 25, 1860 – Jan 1, 1908)
  7. Sudie Irwin Young ( Dec. 29, 1863 Lauderdale Co., AL – Jan 2, 1873 Lauderdale Co., AL)
  8. Thomas A. Young (Feb. 10, 1867 LauderdaleCo., AL – June 2, 1906) married Lizzie Hall Sep 7, 1887
  9. Mrs. Emma P. May lived at Cloverdale, Alabama.
  10. Pugh A. Young (August 27, 1879 Lauderdale County, Alabama – Nov. 4, 1953 Lauderdale County, Alabama married Cora Young

After due preliminary training in the public schools, Andrew M. Young completed a course in the Goodman Business College at Nashville, Tennessee, in 1875, and at the age of nineteen years, he assumed a position in the hardware establishment of O. Ewing & Co. of that city. Then but twenty-two years of age he became a partner in the hardware firm of Bransford & Co. of Nashville. This advancement indicated his rapidly developing acumen as a business executive, for at the time he was the youngest man in the South to be admitted as an interested principal in a firm of such importance and substantial order.


Simons Hardware Company

Later Mr. Young was a traveling representative of the Simons Hardware Company of St. Louis, for which extensive wholesale concern he was a successful and valued salesman through a wide territory in Alabama, Tennessee, and Mississippi. Finally, impaired health caused him to sever this association, and he established his residence at Manchester, Tennessee, where, in 1892, he became president of the Coffey County Bank and initiated his successful career as a financier and bank executive. Within the ensuing few years he and his partner, J. G. Wilkinson established several banks in Tennessee, Alabama and Mississippi, and all of which were successful.


Muskogee, Indian Territory

The two interested principals then extended their activities into the Southwest and became the founders of prosperous banking enterprises in Texas and Oklahoma. In 1904 Mr. Young established his residence at Muskogee, Indian Territory, where he became cashier of the Bank of Commerce, a position which he retained until the admission of Oklahoma to the Union, in 1907, when, as before stated, he accepted the important and exacting office of state bank commissioner, being the first incumbent of this position under the state regime, which he resigned to become associated with the Mechanics and Metals National Bank of New York City as general convention man and special representative in the South and West. At that time eastern capitalists manifested a distinct reluctance to making investments to securities in the new State of Oklahoma, and it is undoubtedly due to Mr. Young in greater degree than any other one man in the state that this skepticism was removed and that from other eastern sources millions of dollars have been invested in Oklahoma securities.

Though not imbued with ambition for political office, Mr. Young accorded unswerving allegiance to the democratic party and was essentially liberal and public-spirited as a citizen of broad views and utmost loyalty. He was affiliated with the Masonic fraternity and both he and his wife hold membership in the Methodist Episcopal Church, South.

At Florence, Alabama, on the 28th of December, 1878, was solemnized the marriage of Mr. Young to Miss Ollie House (b. September 26, 1857, Florence, Lauderdale County, Alabama) and they had six children.


  1. Earline was the wife of George S. Ramsey, a representative member of the bar of the City of Muskogee, Oklahoma;
  2. Orville Ewing Young (b No. 8, 1881 Florence, Lauderdale Co. = d. Feb.9, 1931 Oklahoma City, OK) was first assistant in the office of the state insurance commissioner of Oklahoma;
  3. Milton G. Young (b. Feb. 15, 1885 – Jun 8, 1957) was cashier of the Exchange National Bank of Muskogee.
  4. Dr. Andrew Merriman Young, Jr., was a leading physician and surgeon in Oklahoma City. He married Morree (b. 1890 – 1980)
  5. Henry Young was engaged in the insurance and farm-loan business in Oklahoma City
  6. Edward S. Young was assistant cashier of the First National Bank of Tulsa, Oklahoma.

Andrew Merriman Young, Sr. passed away November 12, 1935, in Oklahoma City, Oklahoma County, Oklahoma and is buried in Fairlawn Cemetery in Oklahoma City along with his wife Ollie (House) Young who died Jan 17, 1937 and many some of his children.


  1. The above transcribed from: A standard history of Oklahoma: an authentic narrative of its …, Volume 3 By Joseph Bradfield Thoburn The American Historical Society, 1916
  2. Find A Grave Memorial # 42036333 # 42035950 # 9260504 # 42036011 # 42035966 # 46752897 # 53177383 # 53176391 # 19635449 l# 19635449  19635492 # 77947391 # 77954329 # 77996216# 43795852 # 43795795 # 77996325 # 77996482 # 77900178 # 78347394 # 78347504# 79375756 # 79375862 

This biography is included in the Book Biographies of Notable and Not-so-Notable Alabama Pioneers Vol. III


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About Donna R Causey

Donna R. Causey, resident of Alabama, was a teacher in the public school system for twenty years. When she retired, Donna found time to focus on her lifetime passion for historical writing. She developed the websites www.alabamapioneers and All her books can be purchased at and Barnes & Noble. She has authored numerous genealogy books. RIBBON OF LOVE: A Novel Of Colonial America (TAPESTRY OF LOVE) is her first novel in the Tapestry of Love about her family where she uses actual characters, facts, dates and places to create a story about life as it might have happened in colonial Virginia. Faith and Courage: Tapestry of Love (Volume 2) is the second book and the third FreeHearts: A Novel of Colonial America (Book 3 in the Tapestry of Love Series) Discordance: The Cottinghams (Volume 1) is the continuation of the story. . For a complete list of books, visit Donna R Causey

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